What is SSDI

Share This Post

Qualifications for Social Security Disability Insurance

Social Security Disability Insurance is a program for people under the age of 65 who receive payments because they have a qualifying disability and enough work credits.  The qualifications are also based on the age of the person applying for SSDI.  If you have enough credits, a qualifying disability with proof that it is a condition preventing you from working, and it is expected to last more than a month, then you may get approved for SSDI payments.

You can still have an income if you receive SSDI but it is very limited  The income limit changes from year to year, but it is usually around $1000 per month.  There are specific employment benchmarks that you will have to meet to qualify for SSDI.  If you can still do your job with your disability, you will not be eligible.  The severity of your disability must affect your ability to work and earn a living.  If you can not do the work you did before, the Social Security Administration will determine if you can work at other jobs based on your work experience, age, and education.

You will need to prove your disability through medical records.  The Social Security Administration will request your documents and evaluate them.  There are many medical conditions that qualify automatically.  Others are assessed on a case by case basis.

Once you turn 65, SSDI benefits end and you convert to Social Security Retirement benefits.  The conversion is standard procedure unless the retirement age changes.  It is essential to stay updated on the changes to laws governing SSDI and Social Security Retirement benefits, so you know how they affect you and your application process.

An application for SSDI can get confusing, and the whole process may be drawn out if the SSA requests additional records for review.  Getting SSDI is a process.  It can take years before you are approved!  If you need assistance with your SSDI application or decide that you need a lawyer during any part of the process, we are here to help you get the benefits you deserve!

Related Posts

3 Common Causes of Bike Accidents

Bicycles are not just a simple mode of transportation but also a great way to exercise and take in the outdoors. They are also a