As car accident attorneys, we know how stressful a car crash can be, especially if you suffered injuries requiring medical treatment.  All too often, we hear of folks refusing medical attention, fearing ballooning medical bills or going into debt. This article will address who is responsible for paying those bills. Personal Injury Protection (PIP) Personal injury protection (PIP) benefits available through your car insurance is a no-fault coverage for medical bills resulting from a car accident. Only 12 states require

If you have been in a car accident, you should always consider getting checked out by a medical professional.  Sometimes, in fact, many times, people don’t think they are injured following a car crash.  This can be the result of shock, distraction, or most commonly the surge of adrenaline rushing through our body in response to the stress of the accident.  The human body has an amazing ability to generate chemical reactions to allow us to deal with stressful situations

If you are injured in a car accident and cannot return to work due to those injuries, you have options.  In Oregon, every automobile insurance policy issued in the state must include Personal Injury Protection (PIP) coverage.  PIP coverage includes a whole suite of important benefits which we address in our Oregon PIP Benefits article, but in this article, we will focus primarily on the wage loss benefits. Oregon PIP Wage Loss Benefits PIP benefits are no-fault benefits.  This means

You should.  If you were injured in a car accident that was not your fault, you have a right to be compensated.  This does not mean the insurance company will eagerly take out their check book and write you a check.  To understand the behavior of the at fault party’s insurance company, it is necessary to understand what motivates them. It should come as no surprise to you that insurance companies are for profit enterprises loyal primarily to their shareholders

After a car accident, your car may need to be repaired.  The repair may take only a day or two, or in more serious car crashes, the repair may take weeks or longer.  How will you get around while your car is in the shop?  What transportation options will be available to you?  This will likely become one of your biggest concerns once you find yourself without your car. How this question is answered will depend on your specific situation. 

Generally, calling the other insurance company is not necessary or advisable.  You are not legally required to contact or speak with them.  You should certainly call and speak with your own insurance company. There are few, very select times; however, calling the other insurance company may be necessary or helpful.  This can be when liability is clear, the at-fault party refuses to contact their insurance company, or there are no or very minor injuries.  This article will cover how to